OpenAI has introduced ChatGPT Wallet for purchases made by agents, with a security check required for each transaction. The November 13 launch starts in dots for US ChatGPT Pro subscribers aged 18 or older who have eligible US-issued cards.
Users review the items, total and chosen card before approving payment, for example with a fingerprint or Face ID. The payment network then supplies tokenized credentials in place of the actual card details. OpenAI says neither the agent nor the merchant receives those underlying details.
The launch does not give agents unrestricted purchasing authority. OpenAI describes fully delegated shopping within preset limits as a future direction.
For merchants, acceptance still depends on website access and payment systems recognizing agent transactions. OpenAI’s commerce guidance covers browser access and business integrations.
The security distinction matters: protecting card credentials and authorizing a purchase address different risks. Users still need to check what they are buying and the amount being charged. DaySec has not independently tested Wallet’s protections.
